Even though mortgage interest rates are high and real estate prices have risen significantly in recent months, investing in real estate is still worthwhile in the long term.

Short-term market fluctuations do not pose a serious risk to long-term investments. On the contrary, we are now in a phase where real estate price growth is beginning to slow down, creating a good opportunity to buy. The market situation also creates room for price negotiations, as high interest rates reduce demand for purchases and thus improve conditions for new investments.

If you have free funds available, investing in real estate for rental purposes can be a sensible move. Small apartments with 1+kk to 2+1 layouts are particularly suitable, as they often offer the best return on investment. The investment can pay off not only through the gradual appreciation of the property, but also through rental income, which can cover costs and even generate a profit.

You don't always need to have a large amount of your own funds to invest in rental property. You can use a so-called investment mortgage (rental mortgage), which is intended for the purchase of real estate for rental to a third party. It usually has a shorter maturity than a standard mortgage. When assessing creditworthiness, the bank may take into account not only verifiable income but also future rental income, although usually at a reduced rate due to the risk of default.

If you decide to invest in housing, it is necessary to assess the technical condition of the property, its location, and the costs of maintenance, fees, utilities, and contributions to the repair fund. A 2+kk apartment is often cited as a very suitable investment and is usually in high demand.

In addition to our current properties for sale, we will soon be adding dozens of new residential units suitable for investment to our portfolio. If you are interested, please contact us for more information.